FDR Mortgage Capacity Assessment

The FDR Mortgage Capacity Assessment includes in depth and full mortgage capacity information applicable for use at the Financial Dispute Resolution (FDR) hearing. The report can be based on any financial circumstance and used to explore how changes in these financial circumstances might affect your capacity to mortgage. This report gives your financial settlement greater credibility when dealing with your solicitor and/or court staff, including the judge presiding over your divorce.

 

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An FDR assessment for all situations

We can provide four different types of FDR mortgage capacity report:

  • Standard FDR Mortgage Capacity Assessment

    This shows likely maximum borrowing, affordable borrowing and costs in the form of example mortgage illustrations for one party in the divorce.

  • With additional scenarios

    This is where the report can be expanded by exploring how changes in circumstances may affect mortgage borrowing, whether they are a reality or yet to be agreed.

  • Joint assessment

    These are based on our standard assessment, however instead of being used for one party in the divorce, the report can be used for two or more parties within one report.

  • No Mortgage Capacity Assessment

    This is for individuals whose circumstances dictate that they are not in a position to obtain mortgage lending. These reports come at a discounted rate.

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How much does it cost?

Our FDR mortgage capacity assessments are £399 for a single party or £699 for a joint assessment. If you've already bought an indicative report from us, we offer a discounted rate of £250 and £400 respectively. 

The MCA includes details of capacity to mortgage assuming hard and soft debts remain outstanding along with any changes to capacity to mortgage if same debts are repaid. It indicates whether capacity to mortgage gives the ability to take on any existing mortgage, and includes an Agreement in Principle from a suitable mortgage lender.

Our guarantee: 

If your FDR assessment is not completed within 28 days, you'll get your money back

How to order

  1. Select which report is right for you (Indicative, FDR single or joint, No Mortgage, Updated, or ask for help). 
  2. Pay online by selecting 'buy this report' or contact us to pay by bank transfer. Indicative reports are generated instantly when you complete our online form.
  3. For all other reports, download and complete the fact find as instructed in the purchase window. You'll also receive our client agreement and data protection notice to e-sign via email.
  4. Send the information back to us (return instructions are enclosed in the email you'll receive).
  5. Receive your report within 5-10 working days, or sooner if you've requested express delivery.

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Ask us a question

If you have any questions about our Mortgage Capacity Reports or want advice on which assessment is right for you, we'd be happy to help.

  • Phone us on 0800 6342 111

  • Email us on This email address is being protected from spambots. You need JavaScript enabled to view it.

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